Paying to use a debit card was unheard of before this year and is still a novel concept for many consumers. But several banks have recently introduced or started testing debit card fees. That's in addition to a spate of other unwelcome changes checking account customers have seen in the past year.

DDoS attacks are flying across the Internet like there is no tomorrow.  Just a few days ago, a hacktivist operating under the handle “th3j35t3r” decided to single-handedly take down the Wikileaks website with a DoS tool of his (or their) own creation.