Starting April 1, 2010: CITIGROUP May refuse withdrawal requests.
Their Client Manual PDF Sections: Withdrawal Refusals & Withdrawal Notice.
https://online.citibank.com/JRS/popups/ao/Client_Manual_20091228.pdf
It States:
[We reserve the right to require seven (7) days advance notice
before permitting a withdrawal from ALL checking, savings and
money market accounts.]

